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CertifyHOA — Precision. Diligence. Timely Certification.
For Mortgage Lenders

The certification
was due Friday.
We already sent it.

Instant access to Fannie Mae- and Freddie Mac-ready certification packages for every CertifyHOA-enrolled Florida community — no five-day wait, no chasing the board.

Get started → See how it works
Built for underwriting speed

Warrantability answered in seconds, not days.

$149
Per-transaction fee for condo HOA certifications, passed through at closing
$99
Per-transaction fee for subdivision HOA certifications
Real-time
Delinquency and warrantability status per enrolled community
How it works

From request to closing-ready in minutes.

CertifyHOA sits between your loan origination system and the association's records.

1
Request the certification
Pull a certification package for any CertifyHOA-enrolled Florida community directly, or through your LOS integration.
2
Get an instant, structured package
Fannie Mae Form 1076 and Freddie Mac Form 476-aligned data, pre-populated from the association's current records.
3
Close with confidence
Timestamped, audit-ready, with a 30-day data currency window and clear disclaimers on reliance.
What you get

Everything underwriting needs, nothing it doesn't.

CertifyHOA is a data facilitator, not a substitute for your own compliance review.

📄
Fannie Mae Form 1076 & Freddie Mac Form 476 ready
Structured output modeled directly on GSE lender questionnaire requirements.
📊
Real-time warrantability status
Delinquency rate, litigation disclosure, reserve funding, and special assessment status per community, always current.
🔗
Direct LOS integration via API
Connect CertifyHOA to Encompass, MeridianLink, or LendingQB to pull certifications without leaving your workflow.

Ready to stop waiting five days for a certification?

Join Florida mortgage lenders already using CertifyHOA to close faster with confidence.

See lender portal → Contact us